Insurance papers update (i.e. new contract for new year type stuff.) (Again I’ve had an experience where the contract my insurance company said was active was different from the dated contract copy that was stored. When I sent them a copy of that they suddenly mysteriously changed their mind and agreed that my copy was indeed valid. Insurance papers I’ve had experience with insurance companies “accidentally” using the wrong insurance contract for claims instead of the agreed-upon contract that I signed.
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Saying that, the house looks like it would have been a total loss, most insurers are just going to cut a cheque for your house and/or contents and be done with it, no point spending thousands of dollars, exacerbating the grief of the homeowner and delaying the claim to save maybe $10-$20k on a claim.
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