You then start to try and call the insurance company before EVERY medical appointment to verify costs and coverage, at which point you discover it’s literally impossible to determine as no one will give you accurate insurance codes to determine cost of care. Medical providers will claim to not know the codes until time of care, so it’s often impossible to determine accurate costs in advance. Then all these medical providers have so many different
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I now just cope with alcohol, because dealing with insurance companies denying claims and spending hours fighting over charges that I was assured wouldn’t apply is just more than I can tolerate. I know that my current actions will result in lessened life expectancy, but I don’t care. The only thing keeping me in the game right now is a wonderfully supportive spouse. and then that company ends up not being on the preferred partner list.
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