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She was still trying to get, and spending money on classes for, a community college degree. She was somehow convinced that this would change her life. she had put $1000 into a mutual fund seven years earlier, and got a good rate of return. So she now had $2000. She was confused. It apparently never occurred to her that you have to invest more or keep putting money in.

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I dated a girl in high school and into college for a bit. She was the Valedictorian of our high school, 4.0 GPA, got into Rice University, super smart girl all around. Now I consider myself to be a pretty smart person, not like genius-level or anything, but I graduated college with a 3.5 GPA and can hold my own in intelligent conversation

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