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Man, this report is dense as f. It is basically propaganda for the FDIC Federal Deposit Insurance Corporation, which noticed a large portion of people “need” a bank. In no certain terms, they gave ( MDIs ) minority Depository institutions, especially the minority and low- and moderate-income communities called (LMI). So they were targeting people that didn’t even have a savings account or a credit card.

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So the FDIC uses the Financial Institutions Reform, Recovery, and Enforcement Act (FIRREA) to give the MDIs aid through certain methods like ” to provide technical assistance to help prevent insolvency of MDIs; to promote and encourage creation of new MDIs; and to provide training, technical assistance, and educational programs for MDIs. ”

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